愛我別走 - 張震嶽
我到了這個時候還是一樣
夜裡的寂寞容易叫人悲傷
我不敢想的太多 因為我一個人
迎面而來的月光拉長身影
漫無目地的走在冷冷的街
我沒有妳的消息 因為我在想妳
愛我別走 如果妳說 妳不愛我
不要聽見妳真的說出口
再給我一點溫柔
有位朋友在結婚前一日,被我們幾個朋友逼在美術館後,robson街上公眾唱給準新娘聽.還真的不錯聽,而且非常張震嶽,歌詞少又一直重複.
2/24/2008
2/17/2008
Quick review of 2007 Nissan Altima
It has been a year since I leased the new Nissan. My last ride was a German made, BMW 3 series. It was funny how I have never dreamt of having a bmw for a daily ride. Maybe I have always had modest goals or dreams. My dream car back in high school was the 1993 Civic Si.
Although the Nissan has new frame when compare to the pre-2007 version, it is relatively similar. While BMW had lots of goodies, leather seat, heated mirror, heated seats... The 2007 Nissan has it all and about 25k cheaper. However, BMW had all the goodies in 1999, and Nissan had just implemented them on the new car.
The overall feeling is pretty solid, the car itself is pretty big, designed in California, it feels more American than Japanese. Reliability is good, no problems so far, knock on wood.
There are two cool things about the Nissan, it has a CVT, continuous variable transmission, basically it is an automatic transmission without any gears, so you don't feel it change gear when accelerate, and it saves more gas than the regular automatic.
Another cool thing is with its keyless entry and push button ignition system. I don't need to take out my key to enter to exit the car, I only had to bring the key with me, and push the button to go. I admit it is more of a marketing thing. But it is so convenient, sometimes I forgot to turn off my engine when leaving my car.
Overall, it is a good solid car, a little boring actually, although it has accumulated a fair share of scratches, but it should serve me well in the next 2 years.
Although the Nissan has new frame when compare to the pre-2007 version, it is relatively similar. While BMW had lots of goodies, leather seat, heated mirror, heated seats... The 2007 Nissan has it all and about 25k cheaper. However, BMW had all the goodies in 1999, and Nissan had just implemented them on the new car.
The overall feeling is pretty solid, the car itself is pretty big, designed in California, it feels more American than Japanese. Reliability is good, no problems so far, knock on wood.
There are two cool things about the Nissan, it has a CVT, continuous variable transmission, basically it is an automatic transmission without any gears, so you don't feel it change gear when accelerate, and it saves more gas than the regular automatic.
Another cool thing is with its keyless entry and push button ignition system. I don't need to take out my key to enter to exit the car, I only had to bring the key with me, and push the button to go. I admit it is more of a marketing thing. But it is so convenient, sometimes I forgot to turn off my engine when leaving my car.
Overall, it is a good solid car, a little boring actually, although it has accumulated a fair share of scratches, but it should serve me well in the next 2 years.
2/12/2008
2/10/2008
2/05/2008
How Stock Market Works
Once upon a time in a village, a
man appeared
and announced to the villagers
that
he would buy monkeys for $10
each.
The villagers seeing that there
were many monkeys around,
went out to the forest, and
started catching them.
The man bought thousands at $10
and as supply
started to diminish, the
villagers stopped their effort.
He further announced that he
would now buy at $20.
This renewed the efforts of the
villagers and
they started catching monkeys
again.
Soon the supply diminished even
further and people
started going back to their
farms. The offer increased
to $25 each and the supply of
monkeys
became so little that it was an
effort to even see
a monkey, let alone catch it!
The man now announced that he
would buy monkeys at $50 !
However, since he had to go to
the city on some business,
his assistant would now buy on
behalf of him.
In the absence of the man, the
assistant told the villagers.
'Look at all these monkeys in the
big cage that
the man has collected. I will
sell them to you at $35
and when the man returns from
the city,
you can sell them to him for $50
each.'
The villagers rounded up with
all their savings
and bought all the monkeys.
Then they never saw the man nor
his assistant,
only monkeys everywhere!
Now you have a better
understanding
of how the stock market works.
man appeared
and announced to the villagers
that
he would buy monkeys for $10
each.
The villagers seeing that there
were many monkeys around,
went out to the forest, and
started catching them.
The man bought thousands at $10
and as supply
started to diminish, the
villagers stopped their effort.
He further announced that he
would now buy at $20.
This renewed the efforts of the
villagers and
they started catching monkeys
again.
Soon the supply diminished even
further and people
started going back to their
farms. The offer increased
to $25 each and the supply of
monkeys
became so little that it was an
effort to even see
a monkey, let alone catch it!
The man now announced that he
would buy monkeys at $50 !
However, since he had to go to
the city on some business,
his assistant would now buy on
behalf of him.
In the absence of the man, the
assistant told the villagers.
'Look at all these monkeys in the
big cage that
the man has collected. I will
sell them to you at $35
and when the man returns from
the city,
you can sell them to him for $50
each.'
The villagers rounded up with
all their savings
and bought all the monkeys.
Then they never saw the man nor
his assistant,
only monkeys everywhere!
Now you have a better
understanding
of how the stock market works.
1/30/2008
Reccent conversation...
This is a recording of two people talking on the phone, all of the following conversion is real...
"I am going to Poland this Summer for medical school"
"Oh, that is great! I was just there around the same time last year!"
"oh really? How was the weather there? I heard it is colder than Vancouver"
"no, it is about the same. So you going to that big medical school on the hill?"
"ah... I don't know, I haven't been there before..."
"oh, you will love it there, it is a very nice place"
"do you think English will do over there? Or do I have to learn some Polish?"
"Ya, English will do, why do you want to learn Polish?"
"...because I am going to POLAND?"
"ohhhh... I thought you are going to PORTLAND!! Nevermind, I have never been there before"
"er... thanks for wasting 5 min of my life..."
"I am going to Poland this Summer for medical school"
"Oh, that is great! I was just there around the same time last year!"
"oh really? How was the weather there? I heard it is colder than Vancouver"
"no, it is about the same. So you going to that big medical school on the hill?"
"ah... I don't know, I haven't been there before..."
"oh, you will love it there, it is a very nice place"
"do you think English will do over there? Or do I have to learn some Polish?"
"Ya, English will do, why do you want to learn Polish?"
"...because I am going to POLAND?"
"ohhhh... I thought you are going to PORTLAND!! Nevermind, I have never been there before"
"er... thanks for wasting 5 min of my life..."
1/13/2008
“危機就是時機 ”- 逆境投資計畫
2007第四季,全球市場瀰漫在調整的緊張氣氛中。不但金融股崩盤,亞洲和北美股市頭面臨挑戰。最近華爾街最擔心的就是「經濟蕭條」四個字。首先我們先看可能的逆境在哪?
1) 美國房貸市場
最近北美金融股的波動來自於美國次級房貸的呆帳,涉及金額都是天文數字,涉及的範圍更是遍佈全世界,影響市場的力量會維持多久令人擔心。
2) 中國奧運年
2008北京奧運為中國帶來許多機會和成長,但奧運所帶來的經濟效應會不會退燒?
3) 美國總統大選
過去的市場顯示,在大選年,股市的表現不凡,但今年的總統大選候選人競爭激烈,重要議題反不見分明,新的總統會不會帶來新的氣象。
作為投資者,若要在危機中尋時機,可以參考以下良方﹕
1) 增加全球投資
許多投資者都忽略了北美及亞洲之外的市場,無論南美或歐洲,都可以作到分散風險。
2) 增加股息投資
派股息的藍籌公司股價受市場波及,但以2000年到2003年的熊市,和2003年後的牛市看來,無論市場如何,投資有派股息的藍籌公司是即可攻又可守的策略。
3) 忍一時風平浪靜
在市場調整時,先確認您的投資方向,切忌意氣用事,沒有原則的進出市場。
1) 美國房貸市場
最近北美金融股的波動來自於美國次級房貸的呆帳,涉及金額都是天文數字,涉及的範圍更是遍佈全世界,影響市場的力量會維持多久令人擔心。
2) 中國奧運年
2008北京奧運為中國帶來許多機會和成長,但奧運所帶來的經濟效應會不會退燒?
3) 美國總統大選
過去的市場顯示,在大選年,股市的表現不凡,但今年的總統大選候選人競爭激烈,重要議題反不見分明,新的總統會不會帶來新的氣象。
作為投資者,若要在危機中尋時機,可以參考以下良方﹕
1) 增加全球投資
許多投資者都忽略了北美及亞洲之外的市場,無論南美或歐洲,都可以作到分散風險。
2) 增加股息投資
派股息的藍籌公司股價受市場波及,但以2000年到2003年的熊市,和2003年後的牛市看來,無論市場如何,投資有派股息的藍籌公司是即可攻又可守的策略。
3) 忍一時風平浪靜
在市場調整時,先確認您的投資方向,切忌意氣用事,沒有原則的進出市場。
1/10/2008
不可說的秘密
前幾天有機會看了我們周董自導自演的片子,老實講,之前完全沒有看這片的意願.因為周董在什麼城什麼黃金甲那片,演技不敢恭維,加上宣傳擺明了是電影版偶像劇.
前半個小時,真的給他有夠偶像劇,尤其兩位主角在海邊談情說愛的時候,我就有想把他們都丟進海裡的衝動.還好,後半就顯出一些創意.總算不是浪費時間.
周懂的演技還是不怎麼樣,也許這就是黃秋生需要一直演他老爸的原因,劇情有很多的漏洞,不過你把他當偶像劇,不想太多的話又沒什麼關係了.
另外,我比較喜歡第二女主角.
前半個小時,真的給他有夠偶像劇,尤其兩位主角在海邊談情說愛的時候,我就有想把他們都丟進海裡的衝動.還好,後半就顯出一些創意.總算不是浪費時間.
周懂的演技還是不怎麼樣,也許這就是黃秋生需要一直演他老爸的原因,劇情有很多的漏洞,不過你把他當偶像劇,不想太多的話又沒什麼關係了.
另外,我比較喜歡第二女主角.
1/05/2008
隨堂測驗...
前幾天,MSS突然問我,"假如我變胖怎麼辦? 你會不會不要我?"
"胖多少?"
"50公斤?"
"不會不要你"
"60公斤呢?"
"不會"
"80公斤呢?"
"比我還胖? 那不就自暴自棄了? 我就不要了"
"這樣就不要了!? 你不是應該說不論你變多胖我都愛!"
"eh....那如果有一天有外星人來找我說我其實是綠皮膚的外星人國王,我要回我的星球,而且這輩子都要倒立,妳跟不跟我去?"
"當然!"
"才怪!"
"那我哪天皮膚變成紅色綠色咖啡色,斜線,還有POLKO點在上面,你還要不要我?"
"eh........"
1/03/2008
Oil breaking $100/barrel
Oil has reached record level, interesting read here, reasons?
Terrorism, emerging market and americans.
What does it mean to you and me?
More expensive goods, hybrid cars and stock buying opportunities!
Terrorism, emerging market and americans.
What does it mean to you and me?
More expensive goods, hybrid cars and stock buying opportunities!
12/25/2007
Kite Runner
I bought this book 3 years ago when I was in Taiwan, my friend told me it was on the bestseller list. The book spent 3 years on my shelf collecting dust.
One night, I started reading it before sleep.
The next thing I know, I finished the book at 3am in the morning. I can't remember the last time I read a book like this.
The book is very interesting, the background is in Afghanistan, but it doesn't spend lots of time talking about the muslim cultural. Instead, it is about brotherhood, wanting to be recognized by own father, betrayal, moving to a different country, and more importantly, how we choose to live...
A lot of things I am sure a reader can relate to, it is a great book, I recommend it!
One night, I started reading it before sleep.
The next thing I know, I finished the book at 3am in the morning. I can't remember the last time I read a book like this.
The book is very interesting, the background is in Afghanistan, but it doesn't spend lots of time talking about the muslim cultural. Instead, it is about brotherhood, wanting to be recognized by own father, betrayal, moving to a different country, and more importantly, how we choose to live...
A lot of things I am sure a reader can relate to, it is a great book, I recommend it!
失蹤
前幾天和剛認識的朋友聊天,他說他的戀愛運一直不大好,交往幾個男生都是會人間蒸發.最久的那一個,兩個星期後就連絡不到了,電話,msn,sms,email,都連絡不到,只差沒衝到他家看他是不是還活著,還是報警失蹤人口.
我一開始覺得太扯了,還一度懷疑是不是我朋友幹著販賣器官的不法勾當.但跟另一個朋友聊過,才發現,玩失蹤是現在男生(人)的習慣.
我的另一個朋友是和交往不穩定男友徦性分手一個月後,男生忍不住寫email跟他說,我會改的,我們結婚吧!
然後...他就人間蒸發了,突然有一天,他的手機就不聽了,我的朋友從男生的朋友那邊聽來,他過得很好,很安全...
是不是現在的男生比較怕承諾,一到比較嚴肅的階段就受不了壓力?我倒不知道,但逃,扮失蹤,最對不起的還不是對方,而是自己,因為,你逃跑的對象,往往是自己不敢面對的問題...
我一開始覺得太扯了,還一度懷疑是不是我朋友幹著販賣器官的不法勾當.但跟另一個朋友聊過,才發現,玩失蹤是現在男生(人)的習慣.
我的另一個朋友是和交往不穩定男友徦性分手一個月後,男生忍不住寫email跟他說,我會改的,我們結婚吧!
然後...他就人間蒸發了,突然有一天,他的手機就不聽了,我的朋友從男生的朋友那邊聽來,他過得很好,很安全...
是不是現在的男生比較怕承諾,一到比較嚴肅的階段就受不了壓力?我倒不知道,但逃,扮失蹤,最對不起的還不是對方,而是自己,因為,你逃跑的對象,往往是自己不敢面對的問題...
12/17/2007
A little riddle for your mind...
A riddle from 1730
As I was going to St Ives
I met a man with seven wives
And every wife had seven sacks
And every sack had seven cats
And every cat had seven kits
Kits, cats, sacks, wives
How many were going to St Ives?
As I was going to St Ives
I met a man with seven wives
And every wife had seven sacks
And every sack had seven cats
And every cat had seven kits
Kits, cats, sacks, wives
How many were going to St Ives?
12/11/2007
走出理財迷思叢林 做個聰明投資者
許多人對理財的概念一知半解,以為跟著買房地產,炒股票,作一夜致富的夢就是理財。事實上,做個聰明投資者,最需要正確的理財概念。
以下列出常見的理財迷思﹕
1) 賺錢比存錢重要
許多人認為前再賺就有了,所以並沒有設立完善的財務規劃。要知道我們不可能不斷工作,不斷賺錢。而且積少成多、積沙成塔,才是累積財富的好方法。
2) 對理財沒興趣
自認不是理財的料,所以不去做管理的朋友注意了,有句話說“您不理財,財不理您”。如果您不尋求專家意見,做些功課,您往往會錯過許多良機。
3) 選擇太多,還不如做定存
雖然投資的選擇多,只選擇定存,會錯過了加國稅法對投資的優待。以個人稅來說,增值稅只有利息稅的一半。所以,不要讓您的錢躲在定存裡偷懶,讓它出來投資健身吧。
4) 跟著潮流走
相信“明牌”和“小道消息”是很危險的投資方式,投資術語的“羊群心態”就是形容投資沒有原則、盲從群眾的投資心態。要知羔羊往往是任人割宰的,還不如建立一個屬於自己的投資組合,定期回顧,才能有穩定的回報。
5) 炒股比加薪快
在股市熱鬧的時候,許多人相信“心動不如馬上行動”,等著加薪還不如自己炒炒股票賺快錢。但“亂動不如不動”,沒有確認自己風險承受度之前,貿然炒作股票,往往會犯下“買高賣低”的錯誤。
以下列出常見的理財迷思﹕
1) 賺錢比存錢重要
許多人認為前再賺就有了,所以並沒有設立完善的財務規劃。要知道我們不可能不斷工作,不斷賺錢。而且積少成多、積沙成塔,才是累積財富的好方法。
2) 對理財沒興趣
自認不是理財的料,所以不去做管理的朋友注意了,有句話說“您不理財,財不理您”。如果您不尋求專家意見,做些功課,您往往會錯過許多良機。
3) 選擇太多,還不如做定存
雖然投資的選擇多,只選擇定存,會錯過了加國稅法對投資的優待。以個人稅來說,增值稅只有利息稅的一半。所以,不要讓您的錢躲在定存裡偷懶,讓它出來投資健身吧。
4) 跟著潮流走
相信“明牌”和“小道消息”是很危險的投資方式,投資術語的“羊群心態”就是形容投資沒有原則、盲從群眾的投資心態。要知羔羊往往是任人割宰的,還不如建立一個屬於自己的投資組合,定期回顧,才能有穩定的回報。
5) 炒股比加薪快
在股市熱鬧的時候,許多人相信“心動不如馬上行動”,等著加薪還不如自己炒炒股票賺快錢。但“亂動不如不動”,沒有確認自己風險承受度之前,貿然炒作股票,往往會犯下“買高賣低”的錯誤。
11/30/2007
18 million males - conspiracy theory
It was in the news a few weeks back, it is estimated that in China, there are 18 million more single males in the wedable age than there are of single females in the same age group.
This is due to China's single kid law they had for years, another brilliant idea from Mao. To think in an economics sense, the supply of males have increase, but the demand hasn't, so the "price" of males will drop. So, it will be very apparent that it will be a lot harder for males in China to find someone to get married. There are a few things they can do:
1. Work harder so they will increase their own prices in a way to attract single, but limited number of women.
2. Become gay, there will be 9 million pairs of gays in China. They will be bringing love, peace, and art into China. It will be a culutral revolution part 2!
Now, you have to know that ever since the single kid law came out, there have been social problems. First, parents in rural areas will only want to have boys instead of gals, because boys are better at working in the field. Second, if you have a generation of kids who can have the caring of not only their parents but also the caring of grandparents from both sides, like many single kids out there, these kids are likely to be very very spoiled. Compounded with an economic booms in China, spoilness will likely to increase.
Okay, so you have a lot of single guys in rural areas, who are likely to be spoiled. It is unlikely for them to do option 1 I listed before. The parents will likely to tell them, they are perfect anyways. Also, it is still quite traditional for guys living in rural areas, so option 2 is probably out of question as well...
If you go back to the number, 18 million, that is a huge number. According to my friend from China, he thinks the number is grossly underestimated. Because there are many many men (presumably rich) in China with multiple wifes. Also, Statistics China like to underestimated all the bad things in China. Maybe, that number is say... 5 million higher?
23 million single males? God damn, that is the population in TW! Can you imagine when you wake up in the morning, everyone you see becomes a guy, the news anchors, the guy on bike, everyone on transit, everyone in your office, and everyone in the mall...?!
Maybe, there is something behind this Single Kid Law. Maybe one day, the Chinese government will gather all these single guys up, hand them AK47s, and put them in fishing boats. Then tell them, "over there is TW, there are girls there, they all look like 臨智零!". TW will be reunited by these single males very quickly. Or another country, like Japan, "over there is Japan, there are girls there, they all look like 冰奇不!", Japan will fall as well!
This is due to China's single kid law they had for years, another brilliant idea from Mao. To think in an economics sense, the supply of males have increase, but the demand hasn't, so the "price" of males will drop. So, it will be very apparent that it will be a lot harder for males in China to find someone to get married. There are a few things they can do:
1. Work harder so they will increase their own prices in a way to attract single, but limited number of women.
2. Become gay, there will be 9 million pairs of gays in China. They will be bringing love, peace, and art into China. It will be a culutral revolution part 2!
Now, you have to know that ever since the single kid law came out, there have been social problems. First, parents in rural areas will only want to have boys instead of gals, because boys are better at working in the field. Second, if you have a generation of kids who can have the caring of not only their parents but also the caring of grandparents from both sides, like many single kids out there, these kids are likely to be very very spoiled. Compounded with an economic booms in China, spoilness will likely to increase.
Okay, so you have a lot of single guys in rural areas, who are likely to be spoiled. It is unlikely for them to do option 1 I listed before. The parents will likely to tell them, they are perfect anyways. Also, it is still quite traditional for guys living in rural areas, so option 2 is probably out of question as well...
If you go back to the number, 18 million, that is a huge number. According to my friend from China, he thinks the number is grossly underestimated. Because there are many many men (presumably rich) in China with multiple wifes. Also, Statistics China like to underestimated all the bad things in China. Maybe, that number is say... 5 million higher?
23 million single males? God damn, that is the population in TW! Can you imagine when you wake up in the morning, everyone you see becomes a guy, the news anchors, the guy on bike, everyone on transit, everyone in your office, and everyone in the mall...?!
Maybe, there is something behind this Single Kid Law. Maybe one day, the Chinese government will gather all these single guys up, hand them AK47s, and put them in fishing boats. Then tell them, "over there is TW, there are girls there, they all look like 臨智零!". TW will be reunited by these single males very quickly. Or another country, like Japan, "over there is Japan, there are girls there, they all look like 冰奇不!", Japan will fall as well!
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